You would think 50-year old Sandy Noe would have the worst luck. This father of two boys in the US Army was rear ended not just once, or twice, but three separate times. To make matters worse, the crashes that occurred on November 2012, October 2013, and October 2016, were by three uninsured motorists. Noe brought his first two claims to his insurance company GEICO Insurance to use his uninsured motorist coverage to his pay for the damage to his cars and to help cover the cost of his injuries. He was shocked when they denied that he was hurt and disputed the extent of his damages. He was so frustrated that he changed his insurance to The United Services Automobile Association (USAA).