Date 2.23.2024

What Happens If You Wreck Because of Bad Weather?

Posted By: Coker Law

What to Do After a Weather-Related Accident in Florida

While Florida may be known for its moderate temperatures, it can also have extreme weather conditions throughout the year. It is not unusual for the state to see heavy rains, flooding, or even hail storms. Unfortunately, these conditions can make it treacherous for motorists and may lead to serious accidents. 

If you are involved in a wreck because of bad weather, it is important to speak to an attorney. Depending on the circumstances, you may be able to file for no-fault benefits or a claim against a liable third party. It is important to act fast, as you may only have a limited amount of time to take legal action. 

At Coker Law, we are experienced lawyers who will help you understand your rights and will work tirelessly to get you the compensation you deserve after an accident. Contact our office to schedule a free, no-obligation consultation today. 

How Can Weather Affect Driving in Florida?

Anything from a torrential downpour to heavy winds can directly affect a motorist’s ability to drive safely. Over a million weather-related accident reports are filed throughout the country each year. An average of 5,300 people are killed in these crashes annually. While some of these accidents are unavoidable, many of them can be prevented with due care. Visibility reduction is one of the leading factors in these accidents. 

Is Florida a No-Fault Insurance State?

Florida is one of 12 states that follows a no-fault insurance system. It requires motorists in the state to carry Personal Injury Protection or PIP coverage. PIP coverage provides benefits for medical expenses for injuries sustained in a car accident, regardless of fault. 

Does No-Fault Insurance Cover Weather-Related Accidents?

Because no-fault insurance benefits are provided irrespective of fault, a person who is injured in a weather-related accident may pursue a no-fault claim. Under state law, you may receive up to $10,000 to cover 80% of all “necessary and reasonable medical expenses” after a car accident, even if you were to blame for the accident or it was caused by inclement weather. 

What Should I Do If I Am Injured in a Wreck Due to Bad Weather?

If you are injured in a wreck due to bad weather in Florida, you will want to pursue a claim under your no-fault or PIP insurance policy. However, if another person is to blame for your injuries and they are considered significant or permanent, you may be able to pursue a third-party claim.

Permanent and significant injuries include those that result in the:

  • Permanent and significant loss of a bodily function
  • permanent injury
  • scarring or disfigurement
  • Death

If you suffer serious injuries in a car wreck caused by another person’s negligence, you need to consult with an attorney. An attorney can help maximize your PIP benefits or pursue a claim against a liable party. Florida motorists are required to drive safely, even if there are poor weather conditions. Inclement weather alone does not preclude someone from liability.

Can I File a Claim for an Accident That Happened During a Hurricane?

If you were injured in a car or motorcycle accident during a hurricane, you may be able to pursue a claim against your PIP insurance (no-fault benefits) or against a liable third party, such as another motorist who was driving recklessly.

Who Is Liable for Weather-Related Accidents?

Liability depends on who or what caused the accident. In some cases, it may be another driver, while in others, it may be a negligent manufacturer or government entity. The best way to determine who can be held liable after a weather-related accident is to speak with an attorney who is well-versed in personal injury

What Kind of Damages Are Common After an Accident in Inclement Weather?

Damages in a weather-related accident may include compensation for your medical bills, lost wages, pain and suffering, and more. To ensure that you maximize your damages, you need to act quickly. A delay in treatment or failure to seek legal counsel can negatively impact your case.

Hiring an Attorney After a Wreck Due to Bad Weather in Florida

If you are injured in a wreck due to bad weather in Florida, it is strongly recommended that you speak with an attorney. At Coker Law, we know how deeply an accident can affect a person. It may leave you with serious injuries and unable to work. You should not have to go through the legal claims process alone.
Our attorneys will work with you one-on-one to ensure you receive the financial recovery you deserve. We hold insurance companies accountable to make sure that they do not pressure injury victims into settling for less than their case is worth. Learn more about us and how we have helped numerous clients in Jacksonville and throughout Florida. Contact our office today to schedule your free consultation. There are no fees unless we win.

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If you have been injured due to someone else’s negligence, let us help. Contact us by phone or online form to discuss your options or work with our team of trial attorneys. There are no fees unless we win your case.

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